US5.com
  1. Home
  2. States
  3. Idaho
  4. ZIP 83845
  5. Housing & Real Estate
Moyie Springs city, ID

ZIP 83845 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83845

Median Home Value
$357,600
Median Rent
$663
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,297/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

44.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83845 in Moyie Springs city, ID, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,297. That is about 36% above the local median household income ($71,944), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.4%+18% vs US avg
x
Vacancy Rate
11.4%+10% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
23.3%-53% vs US avg
x
Mortgage-Free
57.7%+51% vs US avg
x
$357,600
Home Value
$663
Rent
1993
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.5%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other19.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$357,600
Median rent$663
Owner-occupied77.4%
Vacant11.4%
Price-to-income5.0x
Est. income to buy$98,000