ZIP Code 83811 — Clark Fork city, ID Demographics & Data

ZIP code 83811 covers Clark Fork, ID in Bonner County with a population of about 1,660.

At a glance, the area shows median age of 57.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the SPOKANE media market.

Clark Fork, ID fits a retirement-oriented profile (high share of residents 65+ (39.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 83811 is about $42,683 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.9%; unemployment rate near 11.3%; 17.0% of adults with a bachelor’s degree or higher (about 16.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Administrative support; about 21.2% of workers reporting work-from-home (about 6.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $235,300 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $761 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 55.9% (about 9.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83811 in Clark Fork, ID, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,512. That is about 52% above the local median household income ($42,683), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Clark Fork city, ID as Relatively Low (composite score 77.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.0) and wildfire (82.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Clark Fork city, ID show little to no average snow and around 30.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 109 for ZIP 83811 (Clark Fork city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.