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Payette city, ID

ZIP 83661 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83661

Median Home Value
$273,400
Median Rent
$719
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,756/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83661 in Payette city, ID, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,756. That is about 24% above the local median household income ($60,444), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.4%-2% vs US avg
x
Vacancy Rate
4.0%-61% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
8.5%-34% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$273,400
Home Value
$719
Rent
1973
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.0%
  • 1-unit attached4.7%
  • 2-9 units4.5%
  • 10+ units3.9%
  • Mobile home & other14.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$273,400
Median rent$719
Owner-occupied64.4%
Vacant4.0%
Price-to-income4.5x
Est. income to buy$75,000