ZIP Code 83647 — Mountain Home city, ID Demographics & Data

ZIP code 83647 covers Mountain Home, ID in Elmore County with a population of about 22,580.

At a glance, the area shows median age of 34.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-2; the BOISE media market.

Mountain Home, ID reads as a military / base-oriented community on US5’s intent model (elevated veteran share (22.3%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 83647 is about $57,769 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.7%; unemployment rate near 7.3%; 20.6% of adults with a bachelor’s degree or higher (about 13.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Public administration; about 2.5% of workers reporting work-from-home (about 12.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $283,600 — about 19% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $881 (about 24% below the U.S. median rent ($1,163)), and owner-occupancy near 70.7% (about 5.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83647 in Mountain Home, ID, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,822. That is about 35% above the local median household income ($57,769), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mountain Home city, ID as Relatively Low (composite score 52.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (97.6) and flood (30.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mountain Home city, ID show little to no average snow.

IRS migration statistics show a net inflow of about 1,486 for ZIP 83647 (Mountain Home city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.