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Caldwell city, ID

ZIP 83605 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83605

Median Home Value
$300,900
Median Rent
$832
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,933/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83605 in Caldwell city, ID, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,933. That is about 37% above the local median household income ($60,657), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.2%+3% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
2.2%-69% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
30.4%-21% vs US avg
x
$300,900
Home Value
$832
Rent
1987
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.8%
  • 1-unit attached4.2%
  • 2-9 units10.0%
  • 10+ units5.1%
  • Mobile home & other9.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$300,900
Median rent$832
Owner-occupied67.2%
Vacant4.7%
Price-to-income5.0x
Est. income to buy$83,000