ZIP Code 83525 — Elk City CDP, ID Demographics & Data

ZIP code 83525 covers Elk City, ID in Idaho County with a population of about 372.

At a glance, the area shows median age of 62.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-1; the SPOKANE media market.

Elk City, ID fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 83525 is about $45,521 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.1%; unemployment rate near 26.3%; 7.6% of adults with a bachelor’s degree or higher (about 26.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Professional services, and Mining; about 26.8% of workers reporting work-from-home (about 11.6 points above the U.S. share (15.2%)); a mean commute of about 41.0 minutes (U.S. average near 26.8).

Median home value is about $286,300 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.3% (about 16.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83525 in Elk City, ID, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,839. That is about 74% above the local median household income ($45,521), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elk City CDP, ID as Relatively Low (composite score 78.4), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (98.7) and flood (72.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elk City CDP, ID show little to no average snow and around 30.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 83525 (Elk City CDP, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.