ZIP Code 83272 — St. Charles city, ID Demographics & Data

ZIP code 83272 covers St. Charles, ID in Bear Lake County with a population of about 263.

At a glance, the area shows median age of 41.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 208, 986; U.S. House district ID-2; the SALT LAKE CITY media market.

Median household income in ZIP 83272 is about $59,135 — about 21% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.7%; unemployment rate near 9.0%; 15.5% of adults with a bachelor’s degree or higher (about 18.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Agriculture, and Construction; about 21.8% of workers reporting work-from-home (about 6.6 points above the U.S. share (15.2%)); a mean commute of about 111.0 minutes (U.S. average near 26.8).

Median home value is about $237,500 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 98.7% (about 33.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 83272 in St. Charles, ID, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,526. That is roughly in line with the local median household income ($59,135). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Charles city, ID as Very Low (composite score 6.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (78.4) and flood (7.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Charles city, ID show little to no average snow and around 11.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 83272 (St. Charles city, ID) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.