ZIP Code 82225 — Lance Creek CDP, WY Demographics & Data

ZIP code 82225 covers Lance Creek, WY in Niobrara County with a population of about 1,746.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area code 307; U.S. House district WY-00; the DENVER media market.

Median household income in ZIP 82225 is about $46,759 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.0%; unemployment rate near 4.7%; 20.9% of adults with a bachelor’s degree or higher (about 12.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Healthcare; about 12.8% of workers reporting work-from-home (about 2.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $200,500 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $573 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 59.7% (about 5.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 82225 in Lance Creek, WY, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,288. That is about 18% above the local median household income ($46,759), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lance Creek CDP, WY as Very Low (composite score 3.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (80.9) and flood (6.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lance Creek CDP, WY show little to no average snow and around 17.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 118 for ZIP 82225 (Lance Creek CDP, WY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.