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El Jebel CDP, CO

ZIP 81623 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81623

Median Home Value
$835,000
Median Rent
$1,809
Affordability Snapshot
$230,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,364/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81623 in El Jebel CDP, CO, a household would need roughly $230,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,364. That is about 133% above the local median household income ($98,549), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.1%+4% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
9.6%-35% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
37.6%-2% vs US avg
x
$835,000
Home Value
$1,809
Rent
1993
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.7%
  • 1-unit attached9.3%
  • 2-9 units11.8%
  • 10+ units3.8%
  • Mobile home & other10.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$835,000
Median rent$1,809
Owner-occupied68.1%
Vacant10.0%
Price-to-income8.5x
Est. income to buy$230,000