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Avon town, CO

ZIP 81620 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81620

Median Home Value
$951,800
Median Rent
$2,159
Affordability Snapshot
$262,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,114/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

9.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81620 in Avon town, CO, a household would need roughly $262,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,114. That is about 164% above the local median household income ($99,152), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 53% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.1%-17% vs US avg
x
Vacancy Rate
53.3%+417% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
9.7%-35% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
31.4%-37% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$951,800
Home Value
$2,159
Rent
1991
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.5%
  • 1-unit attached20.5%
  • 2-9 units9.2%
  • 10+ units48.7%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$951,800
Median rent$2,159
Owner-occupied54.1%
Vacant53.3%
Price-to-income9.6x
Est. income to buy$262,000