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ZIP 81402 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81402

Median Home Value
$279,400
Median Rent
$1,031
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,795/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81402, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,795. That is about 46% above the local median household income ($52,788), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
41.2%-37% vs US avg
x
Vacancy Rate
17.1%+66% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$279,400
Home Value
$1,031
Rent
1963
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.2%
  • 1-unit attached6.6%
  • 2-9 units25.1%
  • 10+ units4.8%
  • Mobile home & other20.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$279,400
Median rent$1,031
Owner-occupied41.2%
Vacant17.1%
Price-to-income5.3x
Est. income to buy$77,000