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Dove Creek town, CO

ZIP 81324 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81324

Median Home Value
$204,300
Median Rent
N/A
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,312/mo PITI).

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 81324 in Dove Creek town, CO, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. That sits below the local median household income ($72,279), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
17.8%+72% vs US avg
x
Broadband Access
63.9%-27% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
14.1%+10% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
77.3%+102% vs US avg
x
$204,300
Home Value
N/A
Rent
1980
Year Built
1995
Moved In

Residents have lived here since ~1995 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.3%
  • 1-unit attached0.7%
  • 2-9 units0.6%
  • 10+ units5.9%
  • Mobile home & other32.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$204,300
Median rent$-666,666,666
Owner-occupied81.6%
Vacant17.8%
Price-to-income2.8x
Est. income to buy$56,000