What to know about ZIP 81227
ZIP code 81227 covers Garfield, CO in Chaffee County.
It sits in telephone area code 719; U.S. House district CO-7; the DENVER media market.
Garfield CDP, CO
ZIP Code 81227 — Garfield CDP, CO Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Low Snow Area
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Quick Facts
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At a glance
Overview of ZIP Code 81227
Climate risk and migration signals
FEMA’s National Risk Index rates natural-hazard risk for Garfield CDP, CO as Relatively Low (composite score 51.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (71.7) and flood (64.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Garfield CDP, CO show little to no average snow and around 14.8 inches of annual precipitation.
Nearby (from this ZIP)
Airport GUC (34.8 miles (56.1 km)) · Western Colorado University (34.0 miles (54.7 km)) · Curecanti National Recreation Area (56.5 miles (91.0 km)) · VA: Salida Telehealth Clinic (15.3 miles (24.6 km))
Full lists and map pins are in the Infrastructure section below.