ZIP Code 81131 — Crestone town, CO Demographics & Data

ZIP code 81131 covers Crestone, CO in Saguache County with a population of about 1,059.

At a glance, the area shows median age of 65.7 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-3; the DENVER media market.

Crestone, CO fits a retirement-oriented profile (high share of residents 65+ (54.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 81131 is about $60,625 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.8%; unemployment rate near 1.4%; 50.9% of adults with a bachelor’s degree or higher (about 17.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Construction; about 36.5% of workers reporting work-from-home (about 21.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $345,500 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $906 (about 22% below the U.S. median rent ($1,163)), and owner-occupancy near 83.8% (about 18.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81131 in Crestone, CO, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,219. That is about 57% above the local median household income ($60,625), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Crestone town, CO as Very Low (composite score 14.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (64.1) and flood (17.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Crestone town, CO show little to no average snow and around 12.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 48 for ZIP 81131 (Crestone town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.