ZIP Code 81045 — Haswell town, CO Demographics & Data

ZIP code 81045 covers Haswell, CO in Kiowa County with a population of about 56.

At a glance, the area shows median age of 40.3 (near the U.S. median).

It sits in telephone area code 719; U.S. House district CO-4; the COLORADO SPRINGS - PUEBLO media market.

Haswell, CO is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 81045 is about $58,333 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.4%; unemployment rate near 0.0%; 20.4% of adults with a bachelor’s degree or higher (about 13.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Public administration; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 31.0 minutes (U.S. average near 26.8).

Median home value is about $78,800 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.4% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81045 in Haswell, CO, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $506. That sits below the local median household income ($58,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Haswell town, CO as Very Low (composite score 3.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (51.2) and flood (4.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Haswell town, CO show little to no average snow and around 15.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 81045 (Haswell town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.