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ZIP 81023
Housing & Real Estate

Beulah Valley CDP, CO

ZIP 81023 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81023

Median Home Value

$352,700

Median Rent

$1,069

Affordability Snapshot

$97,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,266/mo PITI).

24%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x

Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81023 in Beulah Valley CDP, CO, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,266. That is about 79% above the local median household income ($54,058), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

83.9%+28% vs US avg

Vacancy Rate

32.7%+217% vs US avg

Broadband Access

70.2%-19% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.8%-88% vs US avg

Rent Burden >30%

58.3%+17% vs US avg

Mortgage-Free

69.6%+82% vs US avg

$352,700

Home Value

$1,069

Rent

1975

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached87.5%
1-unit attached0.0%
2-9 units0.0%
10+ units0.8%
Mobile home & other11.7%

Historical Trends in 81023 (2020–Present)

Since 2020, population grew 23.7%, median income fell 34.5% (inflation-adjusted), home values increased 18.9%.

Home Value

$352,700

+1% vs US avg

Median Rent

$1,069

-8% vs US avg

ZIP 81023 — Housing & Real Estate

Housing & Real Estate in ZIP Code 81023

Historical Trends in 81023 (2020–Present)

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Housing & Real Estate key statistics