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Pueblo city, CO

ZIP 81006 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81006

Median Home Value
$317,200
Median Rent
$812
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,038/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81006 in Pueblo city, CO, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,038. That is about 26% above the local median household income ($68,915), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
86.8%-0% vs US avg
x
4+ Bedrooms
6.7%-54% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
31.3%-37% vs US avg
x
Mortgage-Free
47.3%+24% vs US avg
x
$317,200
Home Value
$812
Rent
1967
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.1%
  • 1-unit attached1.6%
  • 2-9 units0.2%
  • 10+ units1.1%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$317,200
Median rent$812
Owner-occupied80.0%
Vacant7.0%
Price-to-income4.6x
Est. income to buy$87,000