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Pueblo city, CO

ZIP 81003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81003

Median Home Value
$178,600
Median Rent
$721
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,147/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81003 in Pueblo city, CO, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,147. That is roughly in line with the local median household income ($43,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.1%-28% vs US avg
x
Vacancy Rate
9.2%-10% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
19.6%-61% vs US avg
x
Mortgage-Free
36.0%-6% vs US avg
x
$178,600
Home Value
$721
Rent
1954
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.7%
  • 1-unit attached4.0%
  • 2-9 units13.9%
  • 10+ units15.8%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$178,600
Median rent$721
Owner-occupied47.1%
Vacant9.2%
Price-to-income4.1x
Est. income to buy$49,000