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Black Forest CDP, CO

ZIP 80908 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80908

Median Home Value
$673,900
Median Rent
$1,395
Affordability Snapshot
$186,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,329/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

40.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80908 in Black Forest CDP, CO, a household would need roughly $186,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,329. That is about 37% above the local median household income ($136,117), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.2%+39% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
22.9%+55% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
7.2%+4% vs US avg
x
Rent Burden >30%
17.0%-66% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$673,900
Home Value
$1,395
Rent
2009
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.7%
  • 1-unit attached3.5%
  • 2-9 units0.4%
  • 10+ units3.6%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$673,900
Median rent$1,395
Owner-occupied91.2%
Vacant2.5%
Price-to-income5.0x
Est. income to buy$186,000