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Platteville town, CO

ZIP 80651 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80651

Median Home Value
$438,000
Median Rent
$1,325
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,814/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80651 in Platteville town, CO, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,814. That is about 37% above the local median household income ($88,608), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
86.4%+32% vs US avg
x
Vacancy Rate
2.2%-79% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
14.5%-2% vs US avg
x
Built Pre-1939
4.5%-64% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
7.2%-85% vs US avg
x
Mortgage-Free
33.8%-11% vs US avg
x
$438,000
Home Value
$1,325
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.3%
  • 1-unit attached0.8%
  • 2-9 units6.2%
  • 10+ units0.8%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$438,000
Median rent$1,325
Owner-occupied86.4%
Vacant2.2%
Price-to-income4.9x
Est. income to buy$121,000