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Johnstown town, CO

ZIP 80534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80534

Median Home Value
$509,500
Median Rent
$1,690
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,273/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80534 in Johnstown town, CO, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,273. That is roughly in line with the local median household income ($132,320). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.4%+20% vs US avg
x
Vacancy Rate
0.7%-93% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
16.1%+9% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
4.9%-29% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
18.9%-51% vs US avg
x
$509,500
Home Value
$1,690
Rent
2006
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.4%
  • 1-unit attached3.4%
  • 2-9 units4.0%
  • 10+ units9.7%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$509,500
Median rent$1,690
Owner-occupied78.4%
Vacant0.7%
Price-to-income3.9x
Est. income to buy$140,000