US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 80525
  5. Housing & Real Estate
Fort Collins city, CO

ZIP 80525 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80525

Median Home Value
$563,100
Median Rent
$1,634
Affordability Snapshot
$155,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,617/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80525 in Fort Collins city, CO, a household would need roughly $155,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,617. That is about 66% above the local median household income ($93,349), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.8%-10% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
8.8%-40% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
34.2%-10% vs US avg
x
$563,100
Home Value
$1,634
Rent
1992
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.3%
  • 1-unit attached9.0%
  • 2-9 units13.5%
  • 10+ units21.6%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$563,100
Median rent$1,634
Owner-occupied58.8%
Vacant2.9%
Price-to-income6.0x
Est. income to buy$155,000