ZIP Code 80478 — Tabernash CDP, CO Demographics & Data

ZIP code 80478 covers Tabernash, CO in Grand County with a population of about 1,604.

At a glance, the area shows median age of 50.0 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-2; the DENVER media market.

Median household income in ZIP 80478 is about $109,973 — about 46% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.6%; unemployment rate near 3.2%; 40.4% of adults with a bachelor’s degree or higher (about 6.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Arts and entertainment, Construction, and Food services; about 30.0% of workers reporting work-from-home (about 14.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $993,100 — about 185% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.2% (about 29.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80478 in Tabernash, CO, a household would need roughly $273,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,379. That is about 148% above the local median household income ($109,973), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tabernash CDP, CO as Relatively Low (composite score 50.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (78.5) and flood (62.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tabernash CDP, CO show little to no average snow and around 19.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 73 for ZIP 80478 (Tabernash CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.