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Grand Lake town, CO

ZIP 80447 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80447

Median Home Value
$575,600
Median Rent
N/A
Affordability Snapshot
$158,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,698/mo PITI).

6.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 80447 in Grand Lake town, CO, a household would need roughly $158,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,698. That is about 75% above the local median household income ($90,417), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 71% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.2%+13% vs US avg
x
Vacancy Rate
70.6%+586% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
32.0%-36% vs US avg
x
Mortgage-Free
42.0%+10% vs US avg
x
$575,600
Home Value
N/A
Rent
1986
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.2%
  • 1-unit attached5.4%
  • 2-9 units5.5%
  • 10+ units1.8%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$575,600
Median rent$-666,666,666
Owner-occupied74.2%
Vacant70.6%
Price-to-income6.4x
Est. income to buy$158,000