ZIP Code 80444 — Georgetown town, CO Demographics & Data

ZIP code 80444 covers Georgetown, CO in Clear Creek County with a population of about 1,082.

At a glance, the area shows median age of 50.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 303, 720, 983; U.S. House district CO-2; the DENVER media market.

Median household income in ZIP 80444 is about $75,804 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.7%; unemployment rate near 12.8%; 45.3% of adults with a bachelor’s degree or higher (about 11.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Food services; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $440,000 — about 26% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,156 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 65.9% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80444 in Georgetown, CO, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,826. That is about 60% above the local median household income ($75,804), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Georgetown town, CO as Relatively Low (composite score 46.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (94.0) and flood (40.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Georgetown town, CO show little to no average snow and around 21.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 80444 (Georgetown town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.