ZIP Code 80440 — Fairplay town, CO Demographics & Data

ZIP code 80440 covers Fairplay, CO in Park County with a population of about 3,071.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 719; U.S. House district CO-7; the DENVER media market.

Median household income in ZIP 80440 is about $99,583 — about 33% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.8%; unemployment rate near 7.5%; 37.1% of adults with a bachelor’s degree or higher (about 3.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Administrative support, and Healthcare; about 23.1% of workers reporting work-from-home (about 7.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $448,700 — about 29% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,721 (about 48% above the U.S. median rent ($1,163)), and owner-occupancy near 79.5% (about 14.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80440 in Fairplay, CO, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,882. That is about 25% above the local median household income ($99,583), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fairplay town, CO as Very Low (composite score 22.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (94.9) and flood (21.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fairplay town, CO show little to no average snow and around 15.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 140 for ZIP 80440 (Fairplay town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.