US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 80435
  5. Housing & Real Estate
Keystone CDP, CO

ZIP 80435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80435

Median Home Value
$882,100
Median Rent
$1,368
Affordability Snapshot
$243,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,666/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

53.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80435 in Keystone CDP, CO, a household would need roughly $243,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,666. That is about 182% above the local median household income ($86,023), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 62% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
59.0%-10% vs US avg
x
Vacancy Rate
62.3%+505% vs US avg
x
Broadband Access
99.2%+14% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
37.0%-3% vs US avg
x
$882,100
Home Value
$1,368
Rent
1985
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached26.4%
  • 1-unit attached9.6%
  • 2-9 units11.2%
  • 10+ units50.4%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$882,100
Median rent$1,368
Owner-occupied59.0%
Vacant62.3%
Price-to-income10.3x
Est. income to buy$243,000