ZIP Code 80401 — Golden city, CO Demographics & Data

ZIP code 80401 covers Golden, CO in Jefferson County with a population of about 43,429.

At a glance, the area shows median age of 38.6 (near the U.S. median).

It sits in telephone area codes 303, 720, 983; U.S. House district CO-7; the DENVER media market.

Golden, CO sits in a university / college context (near colorado school of mines (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 80401 is about $112,444 — about 50% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.3%; unemployment rate near 4.8%; 56.9% of adults with a bachelor’s degree or higher (about 23.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Healthcare; about 27.9% of workers reporting work-from-home (about 12.7 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $748,800 — about 115% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,791 (about 54% above the U.S. median rent ($1,163)), and owner-occupancy near 66.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80401 in Golden, CO, a household would need roughly $206,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,810. That is about 83% above the local median household income ($112,444), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Golden city, CO as Relatively High (composite score 94.9), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.5) and flood (93.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Golden city, CO show little to no average snow and around 17.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,985 for ZIP 80401 (Golden city, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.