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Boulder city, CO

ZIP 80301 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80301

Median Home Value
$761,500
Median Rent
$1,929
Affordability Snapshot
$210,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,892/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80301 in Boulder city, CO, a household would need roughly $210,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,892. That is about 126% above the local median household income ($92,974), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.1%-17% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
2.9%-57% vs US avg
x
Rent Burden >30%
21.0%-58% vs US avg
x
Mortgage-Free
41.4%+8% vs US avg
x
$761,500
Home Value
$1,929
Rent
1985
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.3%
  • 1-unit attached10.7%
  • 2-9 units15.7%
  • 10+ units34.3%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$761,500
Median rent$1,929
Owner-occupied54.1%
Vacant3.5%
Price-to-income8.2x
Est. income to buy$210,000