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Berkley CDP, CO

ZIP 80221 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80221

Median Home Value
$449,700
Median Rent
$1,476
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,889/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80221 in Berkley CDP, CO, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,889. That is about 47% above the local median household income ($84,425), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
87.4%+1% vs US avg
x
4+ Bedrooms
7.5%-50% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
25.9%-48% vs US avg
x
Mortgage-Free
28.6%-25% vs US avg
x
$449,700
Home Value
$1,476
Rent
1965
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached5.3%
  • 2-9 units5.5%
  • 10+ units13.7%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$449,700
Median rent$1,476
Owner-occupied68.4%
Vacant3.4%
Price-to-income5.3x
Est. income to buy$124,000