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Denver city, CO

ZIP 80220 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80220

Median Home Value
$739,600
Median Rent
$1,543
Affordability Snapshot
$204,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,751/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

39.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80220 in Denver city, CO, a household would need roughly $204,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,751. That is about 100% above the local median household income ($101,961), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (21% built before 1939)

Owner Occupied
57.8%-12% vs US avg
x
Vacancy Rate
4.8%-53% vs US avg
x
Broadband Access
94.2%+8% vs US avg
x
4+ Bedrooms
7.6%-49% vs US avg
x
Built Pre-1939
20.7%+62% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
26.5%-31% vs US avg
x
$739,600
Home Value
$1,543
Rent
1954
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.1%
  • 1-unit attached7.7%
  • 2-9 units8.5%
  • 10+ units26.9%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$739,600
Median rent$1,543
Owner-occupied57.8%
Vacant4.8%
Price-to-income7.3x
Est. income to buy$204,000