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Denver city, CO

ZIP 80218 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80218

Median Home Value
$653,900
Median Rent
$1,420
Affordability Snapshot
$180,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,200/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

38.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80218 in Denver city, CO, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,200. That is about 117% above the local median household income ($82,925), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
35.3%-46% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
15.6%-69% vs US avg
x
Mortgage-Free
30.4%-20% vs US avg
x
$653,900
Home Value
$1,420
Rent
1960
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached15.7%
  • 1-unit attached4.8%
  • 2-9 units15.4%
  • 10+ units64.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$653,900
Median rent$1,420
Owner-occupied35.3%
Vacant6.3%
Price-to-income7.9x
Est. income to buy$180,000