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Denver city, CO

ZIP 80206 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80206

Median Home Value
$892,200
Median Rent
$1,640
Affordability Snapshot
$246,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,731/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

45.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80206 in Denver city, CO, a household would need roughly $246,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,731. That is about 141% above the local median household income ($102,248), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.6%-32% vs US avg
x
Vacancy Rate
9.9%-4% vs US avg
x
Broadband Access
92.8%+7% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
2.0%-84% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.7%-60% vs US avg
x
Mortgage-Free
27.6%-28% vs US avg
x
$892,200
Home Value
$1,640
Rent
1965
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached25.2%
  • 1-unit attached10.5%
  • 2-9 units16.2%
  • 10+ units47.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$892,200
Median rent$1,640
Owner-occupied44.6%
Vacant9.9%
Price-to-income8.7x
Est. income to buy$246,000