Median home value is about $652,700 — about 88% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,320 (about 99% above the U.S. median rent ($1,163)), and owner-occupancy near 77.9% (about 12.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 80130 in Highlands Ranch, CO, a household would need roughly $180,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,193. That is about 16% above the local median household income ($155,117), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.