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Centennial city, CO

ZIP 80122 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80122

Median Home Value
$599,400
Median Rent
$1,942
Affordability Snapshot
$165,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,850/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80122 in Centennial city, CO, a household would need roughly $165,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,850. That is about 37% above the local median household income ($120,181), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
11.6%-22% vs US avg
x
Built Pre-1939
0.0%-100% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
27.9%-27% vs US avg
x
$599,400
Home Value
$1,942
Rent
1978
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached15.4%
  • 2-9 units4.9%
  • 10+ units10.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$599,400
Median rent$1,942
Owner-occupied83.7%
Vacant3.3%
Price-to-income5.0x
Est. income to buy$165,000