ZIP Code 80106 — Black Forest CDP, CO Demographics & Data

ZIP code 80106 covers Black Forest, CO in Elbert County with a population of about 4,450.

At a glance, the area shows median age of 50.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 303, 720, 983; U.S. House district CO-4; the COLORADO SPRINGS - PUEBLO media market.

Black Forest, CO is tagged as a Tribal Nation community context (place names indicate a tribal nation community). Local search often includes tribal government offices, public safety, and Indian Health Service (IHS) / wellness topics alongside standard ZIP demographics.

Median household income in ZIP 80106 is about $152,554 — about 103% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.3%; unemployment rate near 4.3%; 42.0% of adults with a bachelor’s degree or higher (about 8.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Professional services; about 30.5% of workers reporting work-from-home (about 15.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $666,800 — about 92% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,005 (about 14% below the U.S. median rent ($1,163)), and owner-occupancy near 94.5% (about 29.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80106 in Black Forest, CO, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,283. That is about 21% above the local median household income ($152,554), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Black Forest CDP, CO as Very Low (composite score 36.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (95.1) and flood (29.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Black Forest CDP, CO show little to no average snow and around 21.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 203 for ZIP 80106 (Black Forest CDP, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.