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Deer Trail town, CO

ZIP 80105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80105

Median Home Value
$374,400
Median Rent
$586
Affordability Snapshot
$103,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,405/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

53.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80105 in Deer Trail town, CO, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,405. That is about 18% above the local median household income ($86,964), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
90.5%+38% vs US avg
x
Vacancy Rate
5.3%-48% vs US avg
x
Broadband Access
77.3%-11% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
7.9%+15% vs US avg
x
Rent Burden >30%
12.2%-76% vs US avg
x
Mortgage-Free
45.5%+19% vs US avg
x
$374,400
Home Value
$586
Rent
1997
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.7%
  • 1-unit attached2.7%
  • 2-9 units1.5%
  • 10+ units1.1%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$374,400
Median rent$586
Owner-occupied90.5%
Vacant5.3%
Price-to-income4.3x
Est. income to buy$103,000