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Louisville city, CO

ZIP 80027 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80027

Median Home Value
$822,700
Median Rent
$2,108
Affordability Snapshot
$226,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,285/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80027 in Louisville city, CO, a household would need roughly $226,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,285. That is about 48% above the local median household income ($153,165), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.5%+3% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
95.9%+10% vs US avg
x
4+ Bedrooms
14.9%+1% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
27.1%-29% vs US avg
x
$822,700
Home Value
$2,108
Rent
1994
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.7%
  • 1-unit attached9.9%
  • 2-9 units10.9%
  • 10+ units14.3%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$822,700
Median rent$2,108
Owner-occupied67.5%
Vacant4.2%
Price-to-income5.4x
Est. income to buy$226,000