US5.com
  1. Home
  2. States
  3. Colorado
  4. ZIP 80022
  5. Housing & Real Estate
Commerce City city, CO

ZIP 80022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 80022

Median Home Value
$448,400
Median Rent
$1,264
Affordability Snapshot
$123,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,880/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 80022 in Commerce City city, CO, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,880. That is about 24% above the local median household income ($98,858), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.3%+15% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
4.4%-37% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
27.5%-28% vs US avg
x
$448,400
Home Value
$1,264
Rent
2002
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.7%
  • 1-unit attached8.9%
  • 2-9 units3.6%
  • 10+ units4.8%
  • Mobile home & other3.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$448,400
Median rent$1,264
Owner-occupied75.3%
Vacant4.5%
Price-to-income4.5x
Est. income to buy$123,000