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ZIP 79937 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79937

Median Home Value
$175,300
Median Rent
$918
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,126/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79937, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,126. That sits below the local median household income ($76,111), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.2%-17% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
10.6%-79% vs US avg
x
Mortgage-Free
45.7%+20% vs US avg
x
$175,300
Home Value
$918
Rent
1977
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.8%
  • 1-unit attached8.2%
  • 2-9 units15.5%
  • 10+ units16.2%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,300
Median rent$918
Owner-occupied54.2%
Vacant3.2%
Price-to-income2.3x
Est. income to buy$48,000