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El Paso city, TX

ZIP 79912 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79912

Median Home Value
$248,400
Median Rent
$1,038
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,596/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79912 in El Paso city, TX, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,596. That is roughly in line with the local median household income ($72,290). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.3%-15% vs US avg
x
Vacancy Rate
9.9%-3% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
22.4%-55% vs US avg
x
Mortgage-Free
43.4%+14% vs US avg
x
$248,400
Home Value
$1,038
Rent
1987
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.9%
  • 1-unit attached4.1%
  • 2-9 units14.7%
  • 10+ units22.0%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$248,400
Median rent$1,038
Owner-occupied55.3%
Vacant9.9%
Price-to-income3.4x
Est. income to buy$68,000