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El Paso city, TX

ZIP 79905 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79905

Median Home Value
$103,900
Median Rent
$533
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$667/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79905 in El Paso city, TX, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $667. That is roughly in line with the local median household income ($25,496). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.5%-26% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
68.5%-21% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
12.3%-4% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
30.5%-39% vs US avg
x
Mortgage-Free
70.5%+85% vs US avg
x
$103,900
Home Value
$533
Rent
1959
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.0%
  • 1-unit attached4.2%
  • 2-9 units17.9%
  • 10+ units12.4%
  • Mobile home & other5.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$103,900
Median rent$533
Owner-occupied48.5%
Vacant13.5%
Price-to-income4.1x
Est. income to buy$29,000