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El Paso city, TX

ZIP 79903 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79903

Median Home Value
$118,300
Median Rent
$692
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$760/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79903 in El Paso city, TX, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $760. That sits below the local median household income ($38,294), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.6%-10% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
17.0%+33% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
51.5%+35% vs US avg
x
$118,300
Home Value
$692
Rent
1952
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.7%
  • 1-unit attached9.8%
  • 2-9 units9.6%
  • 10+ units4.2%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,300
Median rent$692
Owner-occupied58.6%
Vacant13.1%
Price-to-income3.1x
Est. income to buy$33,000