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El Paso city, TX

ZIP 79901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79901

Median Home Value
$93,100
Median Rent
$430
Affordability Snapshot
$26,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$598/mo PITI).

37%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

6.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79901 in El Paso city, TX, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $598. That is about 86% above the local median household income ($13,984), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
7.7%-88% vs US avg
x
Vacancy Rate
18.1%+76% vs US avg
x
Broadband Access
56.5%-35% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
13.9%+8% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
100.0%+162% vs US avg
x
$93,100
Home Value
$430
Rent
1952
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached14.9%
  • 1-unit attached3.7%
  • 2-9 units34.5%
  • 10+ units46.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$93,100
Median rent$430
Owner-occupied7.7%
Vacant18.1%
Price-to-income6.7x
Est. income to buy$26,000