Median home value is about $117,300 — about 66% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 40.9% (about 24.5 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 79852 in Terlingua, TX, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $754. That is roughly in line with the local median household income ($30,917). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.