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Odessa city, TX

ZIP 79765 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79765

Median Home Value
$299,800
Median Rent
$1,361
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,926/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79765 in Odessa city, TX, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,926. That sits below the local median household income ($100,844), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.1%-7% vs US avg
x
Vacancy Rate
4.2%-60% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
6.4%-7% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
22.9%-40% vs US avg
x
$299,800
Home Value
$1,361
Rent
2012
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.8%
  • 1-unit attached1.7%
  • 2-9 units3.1%
  • 10+ units29.1%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$299,800
Median rent$1,361
Owner-occupied61.1%
Vacant4.2%
Price-to-income3.0x
Est. income to buy$83,000