ZIP Code 79534 — McCaulley CDP, TX Demographics & Data

ZIP code 79534 covers McCaulley, TX in Fisher County with a population of about 322.

At a glance, the area shows median age of 45.4 versus a U.S. median of about 38.9.

It sits in telephone area code 325; U.S. House district TX-19; the ABILENE - SWEETWATER media market.

Median household income in ZIP 79534 is about $84,583 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 4.7%; 36.3% of adults with a bachelor’s degree or higher (about 2.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Utilities; a mean commute of about 94.0 minutes (U.S. average near 26.8).

Median home value is about $216,700 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 92.9% (about 27.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79534 in McCaulley, TX, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,392. That sits below the local median household income ($84,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McCaulley CDP, TX as Very Low (composite score 1.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (48.9) and hurricane (12.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McCaulley CDP, TX show little to no average snow and around 23.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 79534 (McCaulley CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.