ZIP Code 79505 — Benjamin city, TX Demographics & Data

ZIP code 79505 covers Benjamin, TX in Knox County with a population of about 236.

At a glance, the area shows median age of 31.4 versus a U.S. median of about 38.9.

It sits in telephone area code 940; U.S. House district TX-13; the ABILENE - SWEETWATER media market.

Median household income in ZIP 79505 is about $49,375 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 0.0%; 14.9% of adults with a bachelor’s degree or higher (about 18.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Administrative support; a mean commute of about 90.0 minutes (U.S. average near 26.8).

Median home value is about $61,300 — about 82% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $270 (about 77% below the U.S. median rent ($1,163)), and owner-occupancy near 65.6% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79505 in Benjamin, TX, a household would need roughly $17,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $394. That sits below the local median household income ($49,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Benjamin city, TX as Very Low (composite score 17.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (43.7) and hurricane (29.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Benjamin city, TX show little to no average snow and around 25.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 79505 (Benjamin city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.