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Lubbock city, TX

ZIP 79414 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79414

Median Home Value
$150,500
Median Rent
$899
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$967/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79414 in Lubbock city, TX, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $967. That sits below the local median household income ($49,637), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
33.9%-48% vs US avg
x
Vacancy Rate
8.5%-18% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
0.2%-99% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
22.9%-54% vs US avg
x
Mortgage-Free
49.6%+30% vs US avg
x
$150,500
Home Value
$899
Rent
1976
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.8%
  • 1-unit attached2.6%
  • 2-9 units23.2%
  • 10+ units26.5%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,500
Median rent$899
Owner-occupied33.9%
Vacant8.5%
Price-to-income3.0x
Est. income to buy$41,000