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Lubbock city, TX

ZIP 79410 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 79410

Median Home Value
$211,300
Median Rent
$1,047
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,357/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 79410 in Lubbock city, TX, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,357. That is about 20% above the local median household income ($48,350), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
34.4%-47% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
20.3%+58% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
35.4%-29% vs US avg
x
Mortgage-Free
43.1%+13% vs US avg
x
$211,300
Home Value
$1,047
Rent
1957
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.6%
  • 1-unit attached0.8%
  • 2-9 units9.3%
  • 10+ units5.9%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,300
Median rent$1,047
Owner-occupied34.4%
Vacant6.6%
Price-to-income4.4x
Est. income to buy$58,000